Getting married does not change your credit file or your spouse’s, but both partners’ credit health can impact future efforts to borrow money or share credit-card accounts as a couple. That’s why, well before you say “I do”—and at regular intervals afterward—you and your partner should put all your financial records on the table. That […]
It’s important to monitor your credit reports at least yearly. That way, you’ll regularly be able to spot and handle any mistake that occurs on your credit report that could adversely affect you. Using this process will help you find errors on your credit report and correct them: Go through the report with a fine-tooth […]